Spend £99 or more and enjoy 0% interest for 4 months on your purchase.


Calculate your monthly payments

Table 1 - Estimate amounts with Paypal credit
Monthly PaymentNo. of MonthsTotal amountMinimum PurchaseInterest p.a.
min-monthly payment4£217.12£99.000.0%

If approved, your offers will be available when you select PayPal Credit at checkout (offer availability subject to your credit limit).

Representative example

Purchase Rate p.a. (variable)


Representative APR (variable)

23.9% APR

Assumed Credit Limit


How does PayPal Credit work?

Think of it as credit without a card. If approved, credit will be available when you select PayPal Credit at checkout.

See the Credit Agreement for more details.
For more information, call PayPal Customer Service on 0800 368 7155.

If you're calling from outside the UK, call +44 800 368 7155

Fax: 020 8080 6518

What is a Representative APR?

A Representative APR (Annual Percentage Rate) is shown on products where you borrow money, so that an easier and fairer comparison can be made. It's the typical cost of credit expressed as a percentage, spread over 12 months.

What happens if I have more than one item in my basket?

If you are using an instalment or other promotional offer, this applies to the total purchase amount so you can have as many items in your basket as you like. If the merchant dispatches some of your items before others, we may split your instalment or promotional offer on a per-item basis.

How do I make payments?

You can make a one-off repayment from your bank account, debit card or PayPal balance at any time, either online or by calling PayPal Customer Service. Alternatively you can set up monthly Direct Debit payments from a bank account you've linked to your PayPal account. To set up Direct Debit payments, log in to your PayPal account and follow the instructions on the Make a Payment page.

Are there any fees associated with PayPal Credit?

If you're late with a payment, PayPal will charge you a late payment fee of £12. You'll be charged a return payment fee of £12 if you have insufficient funds to cover the payment. We also charge a fee of £5 if you request a printed copy of a previous statement. For more information on how these fees apply, please refer to the Credit Agreement.

eBay (UK) Limited is an appointed representative of eBay Commerce UK Ltd (of Hotham House, 1 Heron Sq, Richmond upon Thames, Greater London, TW9 1EJ) which is authorised and regulated by the Financial Conduct Authority (with firm reference number 968972). eBay (UK) Limited acts as a credit broker not a lender. eBay (UK) Limited may receive commission if your application for credit is successful, the commission does not affect the amount you will pay under your agreement. Finance is provided by PayPal Credit (a trading name of PayPal UK Ltd, Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH). To access our initial disclosure document, please click here.

To maintain an offer, you must keep up your minimum payments and stay within your credit limit. The APR interest rate on the promotional offer is fixed for the term of the offer. Minimum purchase required. Figures may change if you modify your order. May exclude delivery charges and VAT.